Empowering growth with tailored consultancy and data-driven insights.
Structured Financing
We believe that Entrepreneurs do not have to give away equity to reach their next big financing round, that's why we offer client-focused and solutions-based flexible capital. We utilize non-traditional data to enable you access tied up funds in growing your business without giving up equity or pledging collateral - aligning financial growth with positive social impact. Our investment approach is characterized by extensive due diligence, focusing on opportunities that have the benefits of capital structure protection and can deliver equity-like returns.
ETHICAL FINANCING |
NO EQUITY NO INTEREST |
NO PERSONAL GUARANTEE
INVOICE FINANCING
Get Your Invoices Funded
We help businesses unlock cash tied up in invoices with ethical funding solutions. Get fast, scalable working capital to grow your business—with no interest, no equity, and no personal guarantee. Simple and stress-free invoice financing to keep your business moving forward.
Let us fund your invoices!
Pennpromise provides fast, hassle-free invoice funding, so you can keep your suppliers happy, maintain inventory flow, and reinvest in growing your business.
Fund your Inventory and pay suppliers
Keep your inventory stocked and pay suppliers on time! Get your invoices funded instantly to build strong supplier relationships and keep your business running smoothly.
Fund your Shipping and Logistics
Let us handle your shipping and logistics funding, ensuring smooth operations and timely deliveries so your customers receive their products without delay
Fund your Purchase Orders
Don’t let cash flow hold you back from fulfilling large orders! Use our invoice financing to turn purchase orders into working capital. Pay your suppliers upfront, fulfill orders on time, and grow your business without financial delays.
Fund your Seasonal Stocking
Stay ready for peak seasons with invoice financing! Convert unpaid invoices into working capital to stock up on high-demand inventory. Keep your shelves full and your business thriving without waiting for customer payments.
Fund your Product Development
Turn invoices into innovation! Use our invoice financing to fund production costs, pay suppliers, and launch new products. Don’t let unpaid invoices slow down your big ideas—keep cash flow steady while you create.
Fund your Contracts
Secured a big contract? Finance your invoices to cover upfront costs. Deliver on time, meet client expectations, and grow your business while keeping cash flow stress-free.
Our Revenue-based financing is a flexible funding solution designed to support your business growth without the burden of traditional loans. Instead of fixed monthly repayments, you repay a percentage of your revenue, making it easier to manage during fluctuating sales periods. This approach ensures you only pay more when you earn more, giving your business the financial freedom to thrive.
Why Choose Revenue-Based Financing?
No Interest or Hidden Fees
Say goodbye to costly interest rates and hidden charges. With revenue-based financing, what you see is what you get.
No Equity Dilution
Keep full ownership of your business. We don’t take equity, so you stay in control.
Flexible Repayment Terms
Repay based on your revenue. When your business grows, repayments increase, and when sales slow, repayments adjust accordingly.
Quick and Easy Access
Avoid the lengthy approval process of traditional loans. Get the funds you need quickly to seize growth opportunities.
No Personal Guarantee
Protect your personal assets. Our financing is unsecured, so there’s no risk to your property or savings.
Ready to unlock growth? Apply now and let us provide the capital your business needs to reach its full potential. With alternative credit, you’ll have the flexibility to focus on what matters most—growing your business.
